Branded Company Cards for Your Team

Issue cards under your own brand for company expenses and employee spending. Built for businesses across Europe and the United States.

Apply for a Card Program or talk to us first

Cardexa Pro is the program layer. Cards and regulated financial services are provided by applicable licensed third-party providers and issuing partners, subject to eligibility, jurisdiction and availability.

Also used for documented payments to contractors, affiliates, creators and commercial partners.

  • Business KYBRequired before activation
  • User verificationWhere jurisdiction requires it
  • Sanctions screeningAnd restricted-country rules
  • Licensed issuanceCards issued by licensed partners
  • AvailabilityDepends on program and provider coverage
Platform

One Platform for Company Spend and Payments

Cardexa Pro gives businesses in Europe and the United States one branded platform for card issuance, company spend, approved payments and program activity.

Cover operational spend

Give teams and departments cards for documented business expenses under your own brand.

Pay your network

Send approved commissions, contractor payments and partner rewards to the people who earned them.

Offer branded cards

Give employees, contractors and partners virtual and, where available, physical cards carrying your brand.

Manage everything centrally

Track cardholders, cards, spend, payment records and program activity from a single administration panel.

What You Can Put on a Card

Cardexa Pro supports legitimate, documented business spend and payments to the people you work with. Every program is reviewed before activation.

01Operational expensesTeam and department spend
02Employee expensesDocumented, reimbursable costs
03Contractor paymentsDocumented service work
04Affiliate commissionsApproved campaign earnings
05Creator earningsPlatform revenue share
06Marketplace payoutsSeller and vendor balances
07Partner rewardsCommercial incentives and referrals
08Campaign bonusesOne-off program rewards

Every payment must have a legitimate commercial purpose and supporting documentation. Anonymous, unverified and third-party transfers are not supported.

Compliance

Built for Approved and Verifiable Payments

Cardexa Pro supports programs that can document who is being paid, why, and on what basis. That standard is what makes a program approvable.

Read the compliance policy
  • 01
    Business KYB is required

    Every business completes know-your-business verification before a program can be activated.

  • 02
    Users may need KYC

    Eligible users may be required to complete identity verification, depending on jurisdiction and program rules.

  • 03
    Payouts must have a legitimate commercial purpose

    Commissions, rewards and other payments need a documented basis. Third-party and undocumented transfers are not supported.

  • 04
    Programs are reviewed before activation

    Business model, payout logic and target markets are assessed as part of onboarding.

  • 05
    Availability is not universal

    Availability depends on the program, cardholder location, provider coverage and compliance approval. Sanctions and restricted-country screening applies.

  • 06
    Transactions may be monitored

    Activity may be reviewed for suspicious patterns in line with the provider's obligations.

  • 07
    Cards are subject to program restrictions

    Geographic, merchant-category and spending restrictions may apply to any issued card.

How It Works

01

Connect your business

Apply for a program, complete KYB and connect the expense, accounting or commission systems you already run.

02

Onboard your cardholders

Employees, contractors and partners register and complete the identity verification their jurisdiction and program rules require.

03

Fund spend and payments

Fund operational spend and submit approved commissions, contractor payments and rewards.

04

Cardholders spend and you watch

Funds appear in a card-linked balance, spendable wherever the card network is accepted, subject to program restrictions.

Card program

Your Program. Your Brand. Your Card Experience.

Cardexa Pro brands your cards and runs the balance and funding flow behind them, so you do not have to set up a banking partner or build card infrastructure yourself. Three concept directions are prepared for provider and card network review, each carrying your program branding, the required cardholder details and a reserved position for the payment network mark.

•••• •••• •••• 2947
CardholderA. MERCADO
Valid thru09/30
CVV 000

Premium black

Matte graphite with a blue light break.

•••• •••• •••• 5104
CardholderA. MERCADO
Valid thru09/30
CVV 000

Dark blue gradient

Program accent carried across the face.

•••• •••• •••• 7731
CardholderA. MERCADO
Valid thru09/30
CVV 000

Minimal white

High-contrast type on a light body.

  • Virtual cards for eligible users
  • Physical cards, where available
  • Custom card artwork carrying your brand
  • Branded user application
  • Custom domain or subdomain
  • Customer-facing transaction interface

Card availability, design and functionality are subject to provider, issuer, jurisdiction and program approval. Card artwork shown is a concept for review and has not been submitted to a payment network.

Everything Your Users Need in One Branded App

Eligible users see their balance, manage their card and follow every transaction and payment on the account.

App screen showing a current balance of $8,545.00, a monthly trend chart and a list of card purchases, subscriptions and an approved campaign bonus.

Balance and activity

The available balance, the monthly trend and the latest movements on the account.

App screen listing the cards issued to a user, each showing a masked card number ending in four digits, the cardholder name and the expiry date, with no payment-network mark.

Cards under your brand

Every card issued through the program, virtual and physical where available.

App screen with a category breakdown ring — commissions, referrals, bonuses, cashback, card spend and other — above a transaction history.

Every category in one view

Card spend alongside commissions, referrals, bonuses and cashback, with the full history beneath.

Screens shown for illustration. All balances, cards and transactions are fictional.

Partner dashboard

Run the Whole Program from One Panel

Users, cards, spend and payment records, reporting and compliance status — visible to your team in one place.

Cardexa Pro Program · Northwind Affiliates Jan – Sep Compliance review · Approved
Total users12,480+318 this month
Verified users9,24074% verified
Active cards8,120+204 this month
Pending applications186Awaiting KYC
Total program volume$2.41MProgram to date
Pending payments$84,2003 failed

Monthly program volume

Illustrative figures

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Export payments (CSV) Reconciliation export Program report

Recent program activity

Illustrative figures

Affiliate commission batch412 users · 14 Jul

$186,400Completed

Referral reward batch96 users · 13 Jul

$17,280Completed

Campaign bonus batch58 users · 12 Jul

$17,400Pending

Contractor payment batch24 users · 11 Jul

$9,600Pending

Cashback batch3 users · 10 Jul

$540Failed · KYC

Dashboard shown for illustration. All programs, users, volumes and results are fictional.

Connect the Systems You Already Run

Cardexa Pro is designed to sit alongside the expense, accounting, affiliate or marketplace systems you already run. The connection methods below are planned capabilities — each one is confirmed for your program during review, and none is presented here as already live.

API integration

Submit payment instructions and read program state programmatically.

Webhook notifications

Receive status changes for users, cards and payments as they happen.

Batch payment upload

Upload approved payment files when an API connection is not practical.

User-status synchronization

Keep verification and eligibility state aligned between both systems.

Transaction reporting

Pull program activity into your own reporting and analytics stack.

Reconciliation exports

Export payment and transaction records for finance and audit.

Availability, scope and technical detail for each method are confirmed during program review.

Questions Businesses Ask First

Cardexa Pro is the technology, branding and program-management layer for branded business card programs. Approved businesses use it for operational expenses and for documented payments to employees, contractors, affiliates, creators and commercial partners. Cardexa Pro is not a bank or card issuer.

Businesses that need cards under their own brand: for team and operational spend, and for documented payments to employees, contractors, affiliates, creators and commercial partners. Every applicant completes KYB and a program review.

Operational and team expenses, employee expenses, contractor payments, affiliate commissions, creator earnings, marketplace payouts, partner rewards and campaign bonuses. Every payment needs a legitimate commercial purpose and supporting documentation.

Eligible users may be required to complete identity verification before receiving or accessing a card-linked balance. The exact requirements depend on jurisdiction, the licensed provider and the rules of your program.

Virtual cards, and physical cards where available. Availability is subject to provider and issuer approval, jurisdiction and program restrictions.

Availability depends on the program, cardholder location, provider coverage and compliance approval. We do not publish a country list in advance.

Card artwork can carry your program branding. Every design passes provider and card network approval before production, and the legally required issuer and program information is added at that stage.

No. Cardexa Pro provides technology, branding and program-management infrastructure. Card issuance and regulated financial services are provided by applicable licensed third-party providers and issuing partners.

It depends on your program scope, target jurisdictions and how quickly provider review completes. A realistic timeline is confirmed after the program review rather than promised up front.

No. Approval depends on your business model, documentation, jurisdiction and the requirements of the licensed provider and issuing partner. Some programs are declined.

Launch a Card Program Under Your Own Brand

Give your team a branded way to spend, and the people you work with a branded way to be paid.

Apply for a Card Program or talk to us first

Talk to Us First

Tell us about your business and the card program you have in mind. If you are ready to apply, the full application asks for company, contact and program details.

partners@cardexapro.com
Programs and partnerships · partners@cardexapro.com Support, compliance and complaints · support@cardexapro.com
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