Terms of Use
These terms govern your use of this website. They do not govern the use of a card, a card-linked balance or any regulated financial service — those are covered by separate agreements with the licensed provider and issuing partner.
About this website
This website describes the technology, branding and program-management services offered by Cardexa Pro to businesses that distribute commissions, rewards and other approved payouts. Using the site means you accept these terms.
Not an offer and not advice
Nothing on this website is an offer to provide a financial service, an offer of credit, an invitation to invest, or financial, legal or tax advice. Descriptions of features, integrations and card programs are indicative and depend on approval by the licensed provider and issuing partner.
Cardexa Pro is not a bank or card issuer. Cards and regulated financial services are provided by applicable licensed third-party providers and issuing partners, subject to eligibility, jurisdiction and availability.
Who may apply
Applications are accepted from businesses only. By submitting an application you confirm that you are authorised to act for the business named, and that the information you provide is accurate and complete.
Submitting an application does not create a program, an account, or any obligation on our part to provide services. Every application is reviewed and some are declined.
Acceptable use of the site
You agree not to:
- Use the site for any unlawful purpose
- Submit false, misleading or fraudulent information
- Attempt to gain unauthorised access to any part of the site or its systems
- Interfere with the operation of the site, including by automated scraping that degrades service
- Copy, reproduce or reuse site content beyond what these terms allow
Separate rules apply to the programs themselves. See the Acceptable Use Policy.
Intellectual property
The site, its design, text, graphics, card concept artwork and code are owned by Cardexa Pro or its licensors and are protected by intellectual property law. You may view and print pages for your own business evaluation. Any other use requires written permission.
Card network marks shown anywhere on this site are placeholders. No payment network has approved the display of its marks in connection with this program.
Third-party services and links
The site may embed or link to third-party services, such as a hosted form provider. Those services operate under their own terms and privacy notices. We are not responsible for their content or availability.
Disclaimers
The site is provided on an as-is basis. To the extent permitted by law, we make no warranty that it will be uninterrupted, error-free or that the information on it is complete or current. Product descriptions may change as the program develops and as provider requirements are confirmed.
Limitation of liability
To the extent permitted by law, Cardexa Pro is not liable for indirect or consequential loss, loss of profit, loss of business or loss of data arising from your use of this website. Nothing in these terms excludes liability that cannot be excluded by law.
Changes
We may update these terms as the service and its regulatory context develop. The current version is always the one published on this page.
Governing law
These terms are governed by the law of the Hong Kong Special Administrative Region, where TOONPAY TECHNOLOGIES LIMITED is registered, and the courts of Hong Kong have jurisdiction over any dispute arising from them.
Contact
Questions about these terms: support@cardexapro.com.